APWCS - Accident Prevention & Workers Compensation Scheme

Cushioning members and their dependants in the event of the former’s injury in work-related accidents.

Legislation

The scheme was established, and is administered, in terms of Statutory Instrument 68 of 1990.

Objectives of the Scheme

1. Providing financial relief to employees and their families when an employee is injured or killed in a work related accident or suffers from a work related disease or dies thereof.
2. Creating an awareness of, and promoting health and safety at all places of work.
3. Encouraging adoption of health and safety legislation through factory and machinery inspection.
4. Providing rehabilitation services to disabled employees so as to reduce their disablement and return them to their former employment or otherwise prepare them for a useful and meaningful place in society.

Contributions

The Scheme is employer funded, employees do not contribute. Currently all employers, except the Government, employers of domestic employees and informal sector employers, are required by law to contribute to the Scheme.

Registration

When an employer commences business, he/she is required to go to his/her nearest NSSA office to complete registration forms indicating the estimated earnings of his/her employees. The minimum insurance premium the employer is required to pay will be calculated using a risk factor depending on the type of industry the company is involved in. The insurance year runs from January 1 – December 31st. Register your business

Change of business

Employers have the responsibility of keeping NSSA informed of any changes or developments in their businesses. This will allow NSSA to keep accurate records and to adjust their insurance premiums and records in line with any changes as and when they occur. Update business details

Coverage

The scheme covers all workers formally employed in a profession, trade or occupation who are above the age of 16. Workers who are exempted are:

• Civil servants;
• Domestic workers.
• Informal workers.

For further information on how to setup WCIF and process the amounts see the heading 'Other - Employer Contributions (ZiMDeF, WCIF, Standards Development Levy)' under the following link: Other

Phone 706523, 723822, 706524 or 706525, 08677000455

Compensation House

25 Central Avenue

Harare